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Goodyear Credit Card - Is a Goodyear Credit Card Right For You

Using Your Goodyear Credit Card for Repairs Can Become Costly

rates purchases payments advances

Is your car broken and you don’t have the cash to fix it? No matter what is broken you can take it to a Goodyear dealership and have it repaired. If you have a Goodyear credit card you can even wait to pay for 60 days or 12 months. It is a good way to get out of a bind, but read the fine print before you accept the deals offered.

Applying for the Goodyear credit card is as simple as signing onto their site. You can fill out the application online and receive approval in seconds. Take some time and read the fine print in the application before accepting this card because you can be hit with some steep penalties and interest charges if you are late. This credit card is issued through Citigroup, and you must be at least 18 years of age to qualify for the card. You must also be a US citizen and have a valid social security number.

The interest rates on this card are high. In fact, in most cases you will receive 26.99% annual percentage rates on purchases. They do offer 90 day interest free payments on most purchases. If you take this deal you need to make sure you have your balance paid off before the 90 days. The interest begins accruing on the date of the purchase, so if you do not pay it off in 90 days, you will be responsible for all of the interest. They also offer 12 months same as cash payments. You must also have the entire balance paid off on time or you will find yourself owing high interest payments.

With the Goodyear credit card you can also take out cash advances. When you take an advance you will be charged a $10 processing fee for each advance. The interest rates for these advances are also higher than with purchases. The interest rates for advances and 29.95% annually and begin when you withdraw the money.

The Goodyear card does have higher interest rates and you can face steep penalties for late payments. However, if you need the repairs and watch the payment dates, this card is good for small purchases you do not have the immediate funds for. Even with the higher interest rates, this is a good card to have in the case of auto emergencies.

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