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Card Credit Offer - The Best Bank Card Credit Offer Available

Looking for the Best Bank Card Credit Offers?

cash rewards purchases balance

If you are researching to find the best bank card credit offers, make sure that you understand what you are comparing. Many people are uncertain as to the type of card they are interested in obtaining and what that card can do for them. As with anything, apples must be compared to apples to get a true result. You may be looking for a low interest credit card, balance transfer, rewards card, or business credit card. Whatever the card, the credit offer is the tip of the iceberg. Understand what you are being charged and why.

If you are looking for bank card credit offers, some have introductory 0% APRs or a fixed rate for a period of time. Capital One Venture Rewards Credit One gives an introductory 0% APR until June of 2011 but after that time it will increase to 13.90%. Consider huge interest jumps such as this. Also, this is a Miles Reward card. There is no limited to the amount of miles you can receive, and the miles do not expire. For every dollar spent, you receive 1.25 miles toward the purchase of airline tickets, hotel rooms, car rentals, as well as other options. Rewards can be spent on travel, gift cards, and merchandise. You must have excellent credit, balance transfers are possible, and there is no annual fee. You may apply online at www.capitalonecredit.com or call 866-592-0808.

BankAmericard Cash Rewards Visa Signature Card has an introductory 0% APR for 7 to 10 billing cycles. After that point the rate increases from 12.99% to 20.99% depending on purchases and balance transfers. It would be important to know what rate you would be given. This is a rewards card (1% cash back on purchases), and you can redeem for a check, credit, or pay towards your BankAmerica mortgage. For this bank card credit offer there is no annual fee, excellent credit is required, and balance transfers allowed. You can apply online at www.applyonlinenow.com.

Discover More Card has a 0% APR on balance transfers for 15 months and on purchases for 6 months. After this initial time frame, you will be subject to a variable 11.99% to 20.99% APR. There is no annual fee and you will receive 5% Cashback Bonus in travel, groceries, gas, and restaurants, and 1% Cashback Bonus on all purchases. Excellent credit is required to obtain this card. Apply on line at www.discovercard.com.

Chase Freedom Visa – $100 Bonus Cash Back has an introductory offer of $100 cash back when you make $799.00 purchases in the first 3 months. There is a variable rate of 12.99% and no annual fee. You will receive 5% cash back offers for gas, groceries, and home improvements. 1% cash back on everything else. Your cash back rewards never expire. Good Credit is required to obtain this card. You may apply online at www.creditcards.com.

As you are shopping for your bank card credit offer, be aware of annual fees, transfer fees, interest rate changes, and other money traps.

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